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Damp & Mould Disrepair

How A Damp, Mouldy Home Can Hurt Your Health

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This week’s ruling by a Coroner that two-year-old Awaab Ishak died of a respiratory condition caused by exposure to the mould in his flat has shaken the social housing industry and left politicians and advocates for healthy, safe homes demanding to know how such a thing could have happened in 2020 (the year Awaab died).

Housing Secretary, Michael Gove stated the toddler’s death was an “unacceptable tragedy.” He told the BBC:

“We all know that local authorities are facing challenging times when it comes to finance but, frankly, that is no excuse.”

“When you have got a situation where you have a young child in a house that is unfit for human habitation, it is a basic responsibility of the local authoritybut particularly the housing association – to make sure that people are in decent homes.”

“All this what-aboutery, all this ‘Oh, if only we had more government money’ – do your job, man.”

Mr Gove said he has also written to all providers of social housing in England referring to the Coroner’s report into Awaab Ishak’s death and stating that he expects landlords to have particular regard to damp and mould hazards. He also directed that social housing providers assess damp and mould issues affecting their properties and detail the action plan to take to fix the problem.

Like all our clients who are battling damp and mould issues, Awaab’s father, repeatedly raised the issue with Rochdale Boroughwide Housing (RBH) but no action was ever taken.

The Coroner who investigated the case said the little boy’s death was a “defining moment” for the housing sector in terms of knowledge and awareness of the issues surrounding dampness and mould.

Even though England is a wealthy country, millions of people are living in damp, mouldy homes. The latest English housing survey – commissioned by the Department for Levelling Up, Housing and Communities – found that 5% of homes in the social rented sector have an HHSRS Category 1 hazard and dampness and mould affect 4% of socially rented dwellings.

Below we explain how damp and mould compromises human health and what a Housing Law Solicitor can do to ensure your social housing provider fixes the problem and pays compensation.

 

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How do damp and mould become a problem in houses?

Condensation is the most common cause of damp in rented properties. Everyday activities such as cooking, showering, and drying clothes indoors can lead to dampness problems if your home is not adequately ventilated. Penetrating damp is where water comes through the walls or roof, normally thanks to leaks, overflowing gutters, or plumbing problems. Rising damp occurs when groundwater soaks up into the structure of the house. This is often a problem for properties built before 1875.

Mould is a fungi caused by damp conditions. Condensation and penetrating damp can result in serious black mould growth. This type of mould releases spores which can be detrimental to your family’s health.

damp_mould_council_house_Can Hurt Your Health
What are the health risks of living with damp and mould?

Mould spores are microscopic structures (around half the width of a human hair), meaning they float through the air unseen. Mould spores are an allergen, meaning exposure can result in an allergic reaction.

According to the NHS, people who live in a damp and mouldy home have a higher risk of respiratory infections/problems, allergies, and asthma. Mould spores can also compromise the immune system. The following people are particularly vulnerable:

  • babies and children
  • older people
  • those with existing skin problems, such as atopic eczema
  • those with respiratory problems, such as allergies and asthma
  • those with a weakened immune system, such as those having chemotherapy

Nobody should be forced to live in a mouldy, damp home. Your landlord has a legal obligation to fix the problem. You may also be entitled to claim compensation if your landlord has been unresponsive to your concerns or failed to undertake the repairs properly.

How can I get my landlord to fix damp and mould issues?

By the time most of our clients come to us they have spent months or even years trying in vain to get their social housing landlord to fix the damp and mould problems in their home. However, the sooner you contact a Solicitor, the faster the problem will be taken care of.

Currently, the two main laws protecting tenants and landlords are the Landlord and Tenant Act 1985 and the Housing Act 2004. Landlords are responsible for the maintenance and repair of:

  • The structure and exterior of the property; including walls, floors, window frames, drains, and pipes
  • Water pipes, gas pipes and electrics
  • Basins, sinks, baths, toilets
  • Fixed heaters and water heaters

If the damp and mould present in your home are caused by any of the above, your landlord has a legal obligation to fix the issue within a reasonable timeframe.

Tenants also have responsibilities. You must ensure you keep your home well-ventilated to prevent damp and mould from developing and spreading. However, many of our clients are unable to ventilate their homes properly due to disrepair which is the landlord’s responsibility to fix. If this is the case, we can organise a structural engineer to view the property and provide a breakdown of the repairs that need to be made to make your home healthy and safe.

Not only can a Housing Disrepair Solicitor force your social housing provider to fix the issue causing damp and mould, but they can also ensure your claim gets to the front of the queue in terms of repair and maintenance priorities. Furthermore, they will check to ensure the work is done properly and compensation is awarded to you for any damage you have endured due to living in substandard housing.

Concluding comments

In the 2022 Queen’s Speech* , Michael Gove unveiled the Social Housing (Regulation) Bill 2022-23 which is currently at the House of Commons Committee Stage. This Bill aims to implement most of the recommendations set out in the 2020 social housing white paper and fulfil the 2019 manifesto pledge to empower residents, provide greater redress, better regulation, and improve the quality of social housing. Among the many changes incorporated into the Bill include:

  • Underperforming social housing landlords will be subject to Ofsted-style inspections.
  • The regulator will be able to have emergency repairs conducted at the landlord’s expense.
  • Every social housing provider must appoint a health and safety lead who will monitor if the provider is complying with health and safety rules.

Although this is a positive step towards improving social housing, as evidenced by Awaab Ishak’s tragic and unnecessary death, social landlords must immediately step up their responses to damp and mould concerns voiced by their tenants.

How NJS Law can help you with damp and mould repairs

NJS Law is one of the few housing disrepair solicitors across England and Wales who have a professional and dedicated legal team to ensure that your repairs are completed and more importantly get your home into the excellent condition that you deserve.

We can help you with the following aspects:

  • Instruct a surveyor to assess the disrepair and provide a report to use as evidence
  • If necessary, legally ensure your housing association or council completes all your repairs.
  • Claim compensation for you for the period of time your property has been in disrepair

At NJS Law we are housing disrepair claim experts, assisting tenants nationwide on a NO WIN NO FEE basis to compel their council to conduct crucial repairs to their properties, in addition to recovering compensation for the period of time repairs have been delayed.

Our team has decades of combined experience in dealing with Housing Disrepair Claims. We are sympathetic, understanding, and are here to help you every step of the way.

Call us on 0800 093 3393 to discuss your claim.

*This took place in May 2022 when Her Majesty, Queen Elizabeth II was on the throne.

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Categories
Serious Injury

Serious Injury Claim Guide

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This Serious Injury Claim Guide gives information on serious injury claims.

It explains the rights who suffer serious injuries.

Serious Injury Claim Guide

What is classed as a Serious Injury?

A serious or catastrophic injury is when the injured person has suffered injuries which are life-changing and from which sadly a full recovery is not expected. Such injuries may include the following:

  • Brain Injury
  • Spinal Injury
  • Amputations
  • Multiple injury
  • Fatal Accidents

If you have suffered such an injury, it is vital that you receive specialist advice and assistance to help you get your life back on track.

Common Causes of Serious Injuries

Here are the top 6 most common causes of serious injuries:

  • Accidents on construction/building sites
  • Accidents at work
  • Catastrophic road traffic accidents
  • Cyclist or Motorbike accidents
  • Pedestrian accidents
  • Errors during a medical procedure, like surgery
Can I make a Serious Injury Claim on behalf of someone else?

The law recognises that sometimes people who are entitled to claim injury compensation are unable to do so for themselves. That is why it is possible for close family to act on their behalf in order to help them to claim the injury compensation they deserve.

If you want to discuss the possibility of making a claim on someone else’s behalf, our expert solicitors will be happy to discuss the situation with you.

Is there a Time Limit on my Serious Injury Claim?

You normally have 3 years from the date of the accident or the date of diagnosis for your illness to make a serious injury claim.

Serious Injury Claims – How NJS Law can help you

At NJS Law we specialise in helping the victims of accidents which have resulted in serious or catastrophic injuries.

Our team can help you with the following aspects:

  • Compensation
  • Treatment for your injuries
  • Rehabilitation
  • Adaptation to accommodation
  • Reviewing benefits
  • Evaluating future employment issues
  • Arranging expert help for care and assistance

We understand that these injuries not only impact the life of the injured person, but also the lives of their loved ones.

We give you our full support and dedication in claiming your compensation and getting the best possible care and rehabilitation so you can move forward with your life.

Our team has decades of combined experience in dealing with Serious Injury Claims.

If you would like to discuss an issue, please get in touch to arrange a free no obligation consultation. We are available by email or phone.

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Categories
Medical Negligence

Medical Negligence Claim Guide

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This Medical Negligence Claim Guide gives information on medical negligence claims.

It explains the patients’ rights who suffer surgical or medical negligence errors.

Medical Negligence Claim Guide

What is Clinical Negligence?

Clinical negligence or better known as medical negligence is when health professionals make mistakes or fail in their duty of care to you, leading to a new injury or to a deterioration of an existing condition.

There are a number of ways that medical negligence can happen, such a delay in diagnosis of a medical condition, misdiagnosis, incorrect treatment, or surgical mistakes.

Medical Misdiagnosis Claims

There are three types of misdiagnosis:

Incorrect diagnosis
– Delayed diagnosis
– Missed diagnosis

An incorrect diagnosis is when a medical professional such as a doctor incorrectly diagnoses your condition.

A delayed diagnosis is when your medical condition is recognised later than it should have, and a missed diagnosis is when your doctor fails to diagnose any problems at all.

The effects of a medical misdiagnosis can be devastating as they can lead to serious long-term injury, or a worsening medical condition if they are not treated early, such as Cancer or Equina syndrome.

Making a GP Negligence Claim

General Practitioners are held to the same standards as other medical professionals and owe their patients appropriate and adequate levels of care.

If a GP fails to carry out their duty of care correctly or fails to diagnose your condition, makes a mistake in treating you or referring you for the treatment that you need, this could be considered negligent care from a GP.

Report a Surgical Error

A surgical error happens when there is a mistake before, during or after an operation leaving patients with injuries, disabilities, infections, or the need for further surgery.

Patients who suffer surgical errors are entitled to know what went wrong and why.

Hospital Negligence Compensation Claim

Poor care provided to patients during a hospital inpatient can lead to pressure sores and medication issues as well as delays in diagnosis and falls, all of which can make the condition or problem that you were in hospital for worse rather than better.

If you have suffered a hospital negligence, whether in an NHS Hospital or a private medical facility our specialist medical negligence team can help you to access the support you need.

NJS Law can help you

Our NJS Law team has decades of combined experience in dealing with Medical Negligence Claims and can help you to access the support you need to make a positive difference to the way that you live your life after the medical mistake that injured you.

As NJS Law understands that each client is unique, we provide tailored advice and solutions to your individual circumstances.

NJS Law can usually act on your behalf on a No Win No Fee basis.

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Categories
Housing Disrepair Claims

Housing Disrepair Claim Guide

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This Guide gives information on housing disrepair claims.

It explains the tenant’s and landlord’s responsibilities to do repairs and what options the tenant has if the landlord doesn’t meet their obligations.

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What is classed as housing disrepair?

If you are a tenant, living in a Council or Housing Association rented property which has fallen into disrepair and your landlord has failed to repair it for you, you may have a disrepair claim against your Council or Housing Association.

As a tenant you have the legal right to live in a property safe and free from any issues of disrepair.

Your Council or Housing Association has a legal obligation to repair your property and maintain it to a reasonable standard of living conditions. 

What repairs constitute housing disrepair?

You are eligible to claim for Housing Disrepair if your Council or Housing Association Property is affected by any of the defects listed below:

  • Damp and mould
  • Defective Brickwork
  • Defective Roofing
  • Cracks
  • Leaks
  • Defective Windows
Claim against your landlord

If you are living in disrepair and you have reported the issue to your Council or Housing Association given them sufficient time to carry out the repairs, and they have failed to fix them for you or ignored you completely, you may be due compensation and rent refund.

How NJS Law can help you

Nicholson Jones Sutton Solicitors are one of the very few housing disrepair solicitors, across England and Wales, who have a professional and dedicated legal team to ensure that your repairs are completed and more importantly get your home into the great condition that you deserve.

We can help you with the following aspects:

– Instruct a surveyor to assess the disrepair and provide a report to use as evidence
– If necessary, legally ensure your housing association or council completes all your repairs.
– Claim compensation for you for the period of time your property has been in disrepair

At NJS Law we are specialists housing disrepair solicitors, assisting tenants nationwide on a NO WIN NO FEE basis to compel their Council to carry out crucial repairs to their properties, in addition to recovering compensation for the period of time repairs have been delayed.

Our team has decades of combined experience in dealing with Housing Disrepair Claims. We are sympathetic, understanding, and are here to help you every step of the way.

Call or email us today to start your claim.

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Categories
Occupier Liability

Occupier Liability Claim Guide

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This Occupier Liability Claim Guide gives information on occupier liability claims.

Occupier Liability Claim Guide

Accidents which take place on property or land owned by someone else are called Occupiers Liability Claims.

The ‘occupier’ is usually the person, council or company, landlord or tenant who has ‘control’ over the premises/land where you were injured. An occupier has duty of care to all visitors to ensure the premises are reasonably safe.

If you are involved in an accident on property or land owned by someone else (which could be a restaurant, shop, a housing estate, shopping centres, buildings…), you may be entitled to compensation from the ‘occupier’ of that property.

Occupier Liability Examples:

Slip, Trip or Fall in a Shop/Supermarket?

Shops and other public venues have a duty to follow health and safety guidance to protect customers.

Slipping accidents can seem inoffensive, but often the injuries can be serious.

The most common accidents are slips, trips and falls from spillages, wet floors or broken goods which haven’t been properly cleaned up or warning signs weren’t used.

Is a Shopping Centre Liable for a Customer Injury?

Shopping centres are designed to be comfortable and very safe environments.

Shopping centres have a duty to keep customers safe but there are instances when health and safety regulations are not followed properly, and people get hurt.

Some common examples of shopping centre accidents include:

slips, trips and falls from spillages, wet floors or broken goods which haven’t been properly cleaned up or warning signs weren’t used.
Injured in an area that was undergoing maintenance but was not cordoned off properly.

Accident in a Restaurant, What to Do?

Restaurant owners must take ownership of operational procedures that ensure safety and security for the guests. This means that they need to take steps to try and reduce any hazards.

Here are some types of incidents which could lead to restaurant accident claims:

  • Slips, trips or falls on slippery floors without signposts.
  • Wet and slippery toilets without signposts.
  • Physical injuries in a car park or entrance with poor maintenance.

If you are involved in an accident on property or land owned by someone else (which could be a restaurant, shop, a housing estate, shopping centres, buildings…), you may be entitled to compensation from the ‘occupier’ of that property.

At NJS Law, our Personal Injury experts will guide you through every step of the process and will help get you the outcome you deserve whilst operating on a NO WIN NO FEE basis.

Contact NJS Law today for a free no-obligation consultation by calling 01625 667 262 or email injury@njslaw.co.uk

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Categories
Dental Negligence

Can I Claim Against my Dentist for Dental Negligence?

Dental negligence - What is

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Visiting the dentist is a stressful and difficult experience for many people. But if you are the victim of dental negligence, it can be even more distressing.

If you have suffered from preventable pain or injury after substandard dentistry, you have the right to claim against the dentist/dental hygienist who treated you for dental negligence.

Dental Negligence’s Examples

Dental negligence is when a dental health professional fails to provide the right standard of care, often resulting in a dental problem getting worse rather than better.

Some of the problems you may have experienced include:

  • Damage to your teeth
  • Nerve damage
  • Failure to diagnose oral cancer
  • Substandard dental implants
  • Substandard root canal work
What to Do if your Dentist Breaks your Jaw

When a dental procedure is performed incorrectly or without the proper techniques or preparation, it is possible to fracture the jawbone. This can cause intense pain and ongoing medical treatments to repair the damage.
When caused by dental negligence a jaw fracture can be reason to claim against the dentist/dental hygienist who treated you.

What are the Time Limits for Making a Dental Negligence Claim?

You normally have 3 years from the date that you knew or to have known that you suffered of dental negligence because of the negligent treatment that you received.

We would be happy to talk through with you what is needed to claim compensation for dental negligence.

The information that we will need will include the following:

  • Your dental history going back to your childhood.
  • Whether your condition/symptoms will affect your life in the future.
  • Any medical expenses dental costs that you have paid out because of what has happened.
  • Whether you have raised your concerns with the health professional already and if so, what they have said.
  • Any treatment that you still need to pay for.
Why to choose NJS Law for a Dental Negligence Claim?

NJS Law has a dedicated team with decades of combined experience in dealing with Dental Negligence Claims providing high quality legal representation exclusively for patients who have received negligent treatment form their dentist.

As NJS Law understands that each client is unique, we provide tailored advice and solutions to your individual circumstances.

Our NJS Law Dental Negligence Specialists are sympathetic, understanding and will take the time to understand what you are going through, helping you get the answers and compensation you deserve.

NJS Law can usually act on your behalf on a No Win No Fee basis.

If you would like to discuss a matter or require some more information, please contact us via phone or email to arrange a free no obligation consultation.

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Categories
Contentious Probate

Contentious Probate Guide Process

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This Contentious Probate Guide Process gives information on contentious probate claims.

What is Contentious Probate?

Contentious Probate is the legal processes for challenging how an estate is to be distributed when someone dies.

Contentious Probate Guide Process

Some reasons to challenge a Will are:

  • You have been left out of the Will
  • Your entitlement under the Will is not what you expected
  •  You may feel the deceased was vulnerable or had capacity issues and therefore didn’t understand the Will they were making.
  • The Will was not properly signed and witnessed, or you think the Will has been forged.

If they died without a will – or if that will is disputed in any way – you may need help to make sure everything is handled fairly.

What is an Inheritance Act Claim?

The Inheritance (Provision for Family & Dependants) Act 1975, or ‘Inheritance Act’ or ‘1975 Act’ as it is frequently known, allows certain categories of claimant to bring a claim against an estate of a deceased person where ‘reasonable financial provision’ has not been made for them under the terms of the will or on the intestacy of that deceased person.

Categories or Claimant under the Inheritance Act include:

– Spouses/civil partners
– Children
– Someone who was financially maintained by the person who died

If you meet one of the situations described above and the deceased person didn’t leave a will, or you were left out of the will, or you have not been left as much as you expected you may be able to make a claim under the Inheritance Act for financial provision.

Strictly speaking you have 6 months to make an Inheritance Act claim starting from the date Probate was granted so you must act without delay. However, if the 6 months has lapsed, there may be circumstances in which an out of time claim may be made and you should seek advice from one of our team members as quickly as possible.

NJS Law can help you with your Contentious Probate matters.

NJS Law is here to help you through these difficult times. There can understandably be strong emotional feelings in these situations, you can rely on us to provide calm and reliable advice.

Some duties of our contentious probate specialists may include investigation, evidence gathering and providing assistance to our client or clients.

Our contentious probate team can help with the following aspects:

– You have been left out of the Will
– Your entitlement under the Will is not what you expected
– Your financial reliability on the deceased has not been taken into account
– An informal agreement has not been honoured
– The deceased had capacity issues at the time the Will was made
– Beneficiary disputes
– How to locate a Will
– You have a belief fraud has taken place

Our team has extensive experience in dealing with Contentious Probate matters. We are sympathetic, understanding, and are here to help you every step of the way.

Nicholson Jones Sutton Solicitors can usually act on your behalf on a No Win No Fee basis.

If you would like to discuss a matter or require some more information, please contact us via phone or email to arrange a free no obligation consultation.

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Categories
Accident at Work

How to Make an Accident at Work Claim

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What is classed as an accident at work?

An accident at work is any accident which causes physical injuries or illness as a result of the employer’s negligence.

 

How to Make an Accident at Work Claim

This covers a broad range of circumstances:

– Trips & Slips
– Falls from Height
– Manual Handling Claims
– Forklift Truck Accidents
– Burns
– Electric Shocks & Electrocutions

Who is responsible for an accident at work?

Your employers have a duty to keep you safe whilst at work, and are obligated to:

• Ensure safe workplaces and working systems.

• Make sure that you and your colleagues are properly trained and competent.

• Provide you with suitable work and personal protective equipment, such as appropriate footwear, gloves etc.

• Take steps to minimise risks to the health and safety of their staff.

• Undertake risk assessments.

• Perform regular inspections to the working environment and equipment.

• Ensure that all equipment is fully functioning and safe for staff to use.

Unfortunately, some employers do not adhere to health and safety standards as they should, and do not take the appropriate steps to ensure a safe working environment for their employees.

What are my rights after an accident at work?

Employers have a duty of care to try and protect the well-being of staff whilst at work.
One of the rights you have is to make a personal injury claim if your accident was caused by your employer’s negligence and you were injured as a result.
You can claim against your employer for a sum of money that covers your injuries, financial losses and any expenses or losses that you may need in the future because of what happened to you.

How do I claim when injured at work?

To make a successful accident at work claim, you would need to prove that your workplace injuries were caused as a result of the negligence of your employer.

We specialise in pursuing compensation claims for injuries sustained in the workplace. We will utilise the extensive experience of our expert team when representing you, to secure you the maximum amount of compensation for your injuries and recover any financial losses you may have suffered as a result, such as loss of earnings.

How NJS Law can help you to claim for Accident at Work

Our NJS Law Personal Injury Specialists have a reputation for providing the highest levels of customer service to our clients, whilst being as tough as is required to pursue those responsible for what has happened to you.

We will make sure to consider the following:

– How severe your injury is and your recovery time.

– Whether your injury will affect your life in the future.

– The amount of time you have had to take off work because of your injury.

– Any care you have received, even if from a family member.

– Any adaptations to your home, car o life>

– Any medical expenses, from therapy costs to prescription cost and even travel expenses.

We are personal injury claims specialists, and our expert team will provide effective, clear and honest advice, making what may seem like a complicated process easier to cope with, safe in the knowledge that we’re on your side.

Our friendly team will be able to advise you whether you can make a claim that has a good chance of being successful. We are sympathetic, understanding, and can help you get the outcome you deserve.

If you have suffered an injury due to an accident at work, contact us TODAY for a FREE, no obligation chat about your case. We are available by email or phone.

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Blog

Why You Should Make a Prenuptial Agreement

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A prenuptial agreement is an agreement reached between two parties, prior to the date of the marriage, which would set out what would happen to assets in the event of a marital breakdown. 

Whilst typically considered to be something for the rich and famous, it is easy to disregard the need for such a document.

Without a prenuptial agreement the court would start from the premise that all assets should be divided equally including property, savings, investments, income, and pensions.

Although not legal binding in England and Wales, the courts can consider prenuptial agreements if there is a dispute and are likely to uphold them if certain criteria is met.

 

For the agreement to be considered by the court, it must have been made more than 21 days before the wedding. The agreement must be reasonable, and both parties must have had full details of all assets and independent legal advice on the document. Additionally, a prenuptial agreement must be signed in the presence of independent witnesses and counter signed by a solicitor to confirm advice has been given.

 

The need for prenuptial agreement is often overlooked in the romance of getting married. However, with the average age of marriage increasing, the number of people who enter a marriage having acquired assets of their own, is also on the rise. Without the protection that can come with a prenuptial agreement, they face the risk of losing some of the property to their spouse in the event of separation.

 

If you would like more information or to discuss your options with our experts, please contact our Family Law Specialists today. 

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