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Employee made to go up slippery ladder, causing him to fall and sustain serious injuries. He has been compensated £30,000. Third-party vehicle rear ends claimant's car, resulting in £5,000 payout. Client unfairly assaulted by hospital security after he was unjustly discharged - paid £13,000 for what happened. Woman ran over when crossing the road and owed £85,000 for her life-changing injuries.

No Win No Fee Claims

Conditional Fee Agreements · England & Wales

No Win No Fee Claims Solicitors — How It Works

If you’ve been injured or suffered losses because someone else failed in their duty of care, you may be able to claim compensation on a No Win No Fee basis. This means you won’t pay our legal fees if your claim doesn’t succeed.

We’ll explain how No Win No Fee works, how the claims process works, and how you can check whether the organisation responsible is currently on our list of third parties we’re receiving claims against.

No Win No Fee Guaranteed

You won’t pay a penny unless we win your case

Client-First Approach

Clear communication, empathy, and tailored advice

Results You Can Rely On

Over £6 million in compensation secured for clients across England and Wales in 2024–25

SRA Regulated

Authorised and regulated by the Solicitors Regulation Authority — SRA number 8006550

Trusted Nationwide

⭐ 4.8 stars on Trustpilot
⭐ 4.7 stars on Google

Law Society Accredited

Law Society Personal Injury Panel accredited — compliance with the highest quality standards in personal injury law

What is a No Win No Fee Claim?

A no win no fee claim — formally a Conditional Fee Agreement (CFA) — means you only pay legal fees if your claim succeeds. It removes the financial risk of pursuing a legitimate legal claim.

No win no fee can be available for personal injury, road traffic accidents, clinical negligence, housing disrepair, and criminal injury claims — where another party may be legally responsible for your loss or injury.

If you’re unsure whether your situation qualifies, we can assess it quickly and tell you where you stand.

→ Check How No Win No Fee Agreements Work

According to the Ministry of Justice, the majority of personal injury claims in England and Wales are now funded through Conditional Fee Agreements — following the removal of legal aid from personal injury cases by LASPO 2012.

✓ If Your Claim Succeeds

A success fee is deducted from your compensation. This is agreed with you in advance — before you sign anything — and is capped by law. You keep the remainder of your damages in full.

✗ If Your Claim Does Not Succeed

You pay nothing for NJS Law's legal work. In most personal injury cases, QOCS (Qualified One-Way Costs Shifting) also protects you from paying the other side's costs. Where ATE insurance is in place, it provides additional protection against adverse costs.

How No Win No Fee Is Regulated

No win no fee arrangements in England and Wales are governed by two key Acts of Parliament — giving you clear statutory protections.

⚖️ Courts and Legal Services Act 1990

This Act first authorised Conditional Fee Agreements in England and Wales — allowing solicitors to enter into funding arrangements where their fee is conditional on the outcome of the case. It established the legal foundation for no win no fee claims as they exist today.

IN FORCE SINCE 1990

📋 Legal Aid, Sentencing and Punishment of Offenders Act 2012

LASPO fundamentally reformed the no win no fee regime. It removed legal aid from most personal injury cases. LASPO also introduced QOCS, which protects most personal injury claimants from paying the other side's costs if their claim fails.

LASPO 2012

Types of No Win No Fee Claims

No win no fee arrangements are available where a third party owed you a duty of care, breached it, and caused you injury or loss. NJS Law handles no win no fee claims across these areas:

🏥 Personal Injury

Accidents in public places, slips and trips, workplace injuries, occupiers liability

🚗 Road Traffic Accidents

Car, motorcycle, pedestrian, cycling, passenger, and lorry accident claims

🦷 Clinical & Dental Negligence

Substandard medical or dental treatment causing harm — NHS and private

🏠 Housing Disrepair

Council and housing association tenants — compensation plus repairs

⚖️ Criminal Injuries (CICA)

Victims of violent crime claiming through the Criminal Injuries Compensation Authority

🏭 Accident at Work

Employer negligence, unsafe conditions, defective equipment, lack of training

What Can I Claim Compensation For?

If your no win no fee claim succeeds, compensation typically covers both general damages and special damages.

Type of Loss	What’s Included
General damages	Pain, suffering, and loss of amenity — the impact on your quality of life
Lost earnings	Past and future loss of income directly caused by the injury
Medical expenses	Treatment, prescriptions, physiotherapy, surgery, and specialist appointments
Care costs	Professional or unpaid family care provided during recovery
Travel costs	Journeys to and from medical appointments and court hearings
Property damage	Vehicle repair or replacement, damaged belongings caused by the incident
Future losses	Ongoing care needs, future lost earnings, home adaptations required

The No Win No Fee Claims Process

Understanding the process removes uncertainty. NJS Law guides you through every step from the first call to the final payment.

1. Free Case Assessment

We review your situation, confirm eligibility, and advise on likely value — at no cost or obligation.

2. Funding Agreement

We set up your CFA, agree the success fee, and arrange ATE insurance where required.

3. Evidence Gathering

Photographs, witness statements, accident reports, medical records, and financial evidence.

Even if you don’t have everything yet, speak to us — we can still begin the process.

→ Check the evidence needed for a compensation claim

4. Medical Assessment

An independent medical report values your claim properly and forms the cornerstone of the case.

5. Letter of Claim

We formally notify the defendant or their insurer — they respond within the required timeframe.

6. Negotiation & Settlement

We negotiate firmly for maximum compensation. Most claims settle without court proceedings.

7. Compensation Paid

Settlement breakdown confirmed, deductions explained, compensation paid promptly.

How Long Does a Claim Take?

Claim Type	Typical Timeframe
Minor whiplash (OIC Portal)	3–6 months
Road traffic accident (standard)	9–18 months
Personal injury (EL/PL)	12–24 months
Clinical or dental negligence	18 months – 3 years
Housing disrepair	4–18 months
Criminal injury (CICA)	12–24 months

Simple claims with admitted liability — typically resolve fastest

Disputed liability — adds 6–12 months to the timeline

Serious or catastrophic injury — typically 2–5 years

After the Event (ATE) Insurance Explained

ATE insurance is a policy taken out after an incident has occurred to protect you against legal costs if your claim is unsuccessful.

NJS Law arranges ATE insurance on your behalf where required.

What ATE Covers

- The other side's legal costs if your claim fails
- Disbursements such as medical report fees and court fees
- Your own disbursements in some policies

How the Premium Works

- Premium is only payable if your claim succeeds
- Recovered from the other side where possible
- Or deducted from your compensation at settlement
- Never charged to you upfront — zero financial risk

Why It Matters

- QOCS protects most PI claimants from the other side's costs if they lose
- ATE provides additional protection for clinical negligence and complex claims
- NJS Law arranges ATE on your behalf — you don't need to source it yourself

Check Whether the Third Party Is on Our Claims List

Some organisations — including insurers, councils, housing associations, and companies — are already known to be receiving claims through established channels.

Check the Third-Party Claims List

Use the link below to check whether the organisation responsible for your injury or loss is currently on our list. If they’re not listed, that does not mean you cannot claim — contact NJS Law and we will advise on the correct process.

→ Check the third-party claims list

Why Choose NJS Law for Your No Win No Fee Claim

⚖️ SRA Regulated & Law Society Accredited

Authorised by the SRA (no. 8006550) and Law Society Personal Injury Panel accredited. Your interests are protected throughout.

💰 Transparent Costs — No Surprises

Success fee agreed and explained in full before you sign. ATE insurance arranged on your behalf. No hidden charges.

⭐ 4.8★ Trustpilot · 4.7★ Google

787 verified Trustpilot reviews. 796 Google reviews. Top 10 UK Personal Injury Lawyers on Trustpilot.

🎓 200+ Years Combined Experience

Specialist solicitors across personal injury, clinical negligence, RTA, housing disrepair, and criminal injuries — not generalists.

FAQ's - No Win No Fee Claims

Everything you need to know about how no win no fee works before you start your claim.

Does No Win No Fee mean I pay absolutely nothing?

It means you pay nothing upfront and nothing at all if your claim is unsuccessful. If your claim succeeds, a success fee is deducted from your compensation. NJS Law explains the exact success fee percentage before you sign the Conditional Fee Agreement.

What is a success fee and how is it calculated?

A success fee is a percentage of your compensation that your solicitor is entitled to charge if your claim succeeds, in recognition of the risk they took by funding the case without upfront payment. NJS Law agrees the success fee with you at the outset and explains exactly what it means for your final award.

What is ATE insurance and do I need it?

After the Event (ATE) insurance protects you against the other side’s legal costs and disbursements if your claim is unsuccessful. In most personal injury cases, QOCS already protects you from paying the opponent’s costs if you lose — but ATE provides additional protection, particularly for clinical negligence and complex claims. NJS Law arranges ATE insurance on your behalf where required — the premium is only payable if your claim succeeds.

Can I cancel a no win no fee agreement?

Yes. You have the right to cancel a Conditional Fee Agreement — typically within a 14-day cooling off period after signing. After that period, cancellation may result in liability for work done to that point depending on the agreement terms. NJS Law explains cancellation rights clearly before you sign.

What happens if I lose my no win no fee claim?

If your claim is unsuccessful, you pay nothing for NJS Law’s legal fees. In most personal injury cases, QOCS protects you from paying the other side’s costs. Where ATE insurance is in place, it covers any adverse costs exposure. NJS Law advises you specifically on your costs position before proceeding with any claim.

Is no win no fee available for all types of claim?

No win no fee arrangements are available for personal injury, road traffic accidents, clinical and dental negligence, housing disrepair, and criminal injury claims where there are reasonable prospects of success. For will disputes and contentious probate, NJS Law offers transparent fixed-fee or staged-fee arrangements — contact us to discuss the most appropriate funding for your situation.

Start Your No Win No Fee Claim Today

Contact NJS Law’s specialist solicitors for a free, no-obligation assessment. We’ll tell you clearly whether you have a valid claim — at no cost.

Ask NJS

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FAQ

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