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Dental Negligence

Dental Negligence Time Limits — How Long Do I Have to Claim?

Dental Negligence Time Limits_How Long Do I Have to Claim

March 2026

The standard limit is three years — but there are important exceptions. Everything you need to know about the Limitation Act 1980, the date of knowledge rule, and what to do if time is running out.

Table of Contents

If you have been harmed by negligent dental treatment, one of the first — and most urgent — questions you will face is: how long do I have to make a claim? The answer is governed by the Limitation Act 1980, which sets strict time limits for bringing legal proceedings. Miss the deadline and, in most cases, your right to compensation is lost permanently — regardless of how strong your case might be.

This guide explains the standard three-year rule, the important exceptions that may give you more time, and the steps you should take if you are concerned that your deadline is approaching. If you believe you may have a dental negligence claim, the single most important thing you can do right now is seek legal advice without delay.

The Three-Year Rule — The Standard Time Limit

3 Years— the standard dental negligence time limit

 

Under Section 11(4) of the Limitation Act 1980, you have three years to begin a dental negligence claim. This applies to both NHS and private dental treatment. Once this period expires, your claim becomes time-barred and the court will not normally allow it to proceed.

The three-year period is known as the limitation period. It is not the deadline by which your case must be fully resolved — it is the deadline by which you must formally issue your claim at court. In practice, your solicitor will aim to issue proceedings well before this date to allow sufficient time for evidence gathering, expert reports and pre-action correspondence.

⚠️ Important


The limitation period is strictly enforced. Solicitors are generally unable to take on cases that are already statute-barred, because the prospects of the court exercising its discretion to allow a late claim are very low. Do not assume there is always more time.

When Does the Three-Year Clock Start?

The limitation period begins from whichever of the following two dates is the later:

Date of the negligent act

The date on which the negligent dental treatment was carried out — for example, the date of the extraction, the filling, the failed root canal, or the missed diagnosis.

Date of knowledge

The date on which you first knew — or reasonably ought to have known — that you had suffered harm as a direct result of negligent dental treatment. This is often the more relevant starting point and is explained in detail in the next section.

In straightforward cases — for example, where a dentist extracts the wrong tooth and the patient is immediately aware of what has happened — the two dates are the same and the clock starts running from the date of treatment. In more complex cases, particularly those involving a gradual worsening of a condition due to a missed or delayed diagnosis, the date of knowledge may be significantly later.

Download the Free Dental Negligence Claims Guide (PDF)

 

Our free guide covers the full claims process step-by-step — from what to do first and how to gather evidence, through to time limits, expert reports, and compensation. Download the Dental Negligence Claims Guide (PDF).

The Date of Knowledge Rule — Section 14 of the Limitation Act 1980

The date of knowledge principle is set out in Section 14 of the Limitation Act 1980. It recognises that patients do not always realise they have been harmed by negligent treatment on the day it happens. In those circumstances, it would be unjust to start the limitation clock from the date of treatment.

What counts as knowledge?

Under Section 14, you are taken to have the relevant knowledge when you know, or ought reasonably to have known, all of the following:

  • That you have suffered a significant injury or condition
  • That the injury was attributable — at least in part — to the act or omission of the dental professional
  • The identity of the defendant (the dentist or practice responsible)

You do not need to know that the treatment was legally negligent — only that the harm was connected to the treatment you received. This is an important distinction. Courts have held that suspecting something went wrong is enough to start the clock, even before you have formal confirmation from a solicitor or expert.

Common example: 
 
A dentist fails to diagnose and treat gum disease over several years of appointments. The patient eventually sees a new dentist who identifies the problem and explains that it has been progressing untreated for a significant period. The date of knowledge in this case is likely to be the date the new dentist made the patient aware of the issue — not the date of the original missed diagnosis.

Constructive Knowledge — What You Ought to Have Known

Alongside actual knowledge, the Limitation Act also introduces the concept of constructive knowledge. Under Section 14(3), a claimant is treated as having knowledge of facts that they could reasonably have been expected to discover — either from observable facts or with the assistance of appropriate expert advice, provided they took reasonable steps to obtain it.

In practical terms, this means that if the signs of negligence were reasonably apparent and a sensible person in your position would have sought a second opinion or raised a concern, the court may find that the limitation period started running from that earlier point — even if you personally did not make the connection at the time.

Example: A patient has a filling placed, which falls out shortly afterwards. It is replaced, and falls out again. This happens a third time. A court may conclude that a reasonable person would, by the third failed filling, have sought a second opinion and recognised that something was wrong. Constructive knowledge may be attributed from that point.

The date of knowledge test is therefore a hybrid of subjective knowledge (what you actually knew) and objective knowledge (what you ought to have known). This makes it one of the most contested issues in limitation disputes, and precisely why specialist legal advice at the earliest opportunity is so important.

Exceptions to the Three-Year Time Limit

The Limitation Act 1980 provides for a number of exceptions to the standard three-year rule. If any of these apply to your situation, you may have longer to bring your claim than you think.

👧 Children and Young People

Where the patient was under 18 at the time of the negligent treatment, the three-year limitation period does not begin until their 18th birthday. This means they have until their 21st birthday to issue a claim. Before that point, a parent, guardian or other appointed litigation friend can bring a claim on the child's behalf at any time.

🧠 Lack of Mental Capacity

Where the claimant lacks the mental capacity to manage their own legal affairs — for example due to a brain injury, dementia, or severe learning difficulties — the limitation period is suspended indefinitely. The three-year clock only begins to run if and when the claimant regains capacity. If capacity is never regained, a claim can be brought at any future time. A litigation friend can act on their behalf throughout.

⚰️ Death of the Patient

Where a patient has died as a result of — or during the period of — dental negligence, their family or estate has three years from the date of death — or three years from the date the family became aware that the death was connected to negligent treatment — to bring a claim under the Fatal Accidents Act 1976 and the Law Reform (Miscellaneous Provisions) Act 1934.

📅 Multiple Incidents

Where dental negligence involves a course of negligent treatment over a prolonged period — such as years of missed diagnoses — the limitation period may run from the date of the last negligent act in the series, rather than the first. This can significantly extend the time available to bring a claim.

Section 33 — Can the Court Give Me More Time?

In exceptional circumstances, courts have the power under Section 33 of the Limitation Act 1980 to allow a claim to proceed even after the limitation period has expired. This is known as the court exercising its discretion to disapply the limitation period.

When deciding whether to exercise this discretion, the court will consider a range of factors, including:

  • The length of the delay and the reasons for it
  • The extent to which the delay has prejudiced the defendant (for example, through the loss of evidence or fading of witness memories)
  • The conduct of the claimant — including whether they acted promptly once they became aware of the potential claim
  • The cogency of the evidence available despite the delay
  • Whether the claimant had a disability or other compelling reason for not acting sooner

Critical warning: 

Section 33 discretion is applied cautiously and sparingly. It is not a reliable safety net. Even in cases of genuine hardship — including serious illness or the effects of long COVID — courts have declined to extend the limitation period. 

You should never assume that Section 33 will save a time-barred claim. Seek advice immediately if your deadline is approaching.

What If I Think I Have Already Missed the Deadline?

If you believe the three-year limitation period may have passed, do not assume you have no options. There are two important avenues your solicitor may be able to explore:

1. Agreeing to extend time with the defendant

In some cases, it is possible to ask the defendant (or their insurer or defence organisation) to agree not to raise limitation as a defence. This is more commonly agreed in straightforward cases where the defendant has already made partial admissions or where the delay is short and easily explained. Your solicitor can make this request formally on your behalf.

2. Applying to court under Section 33

As explained above, your solicitor can make an application to court under Section 33 asking the judge to allow the claim to proceed despite the expired limitation period. This is not straightforward and success is not guaranteed — but in the right circumstances it is worth pursuing.

Our advice: Even if you are unsure whether you are in time, contact a specialist dental negligence solicitor immediately. The sooner advice is sought, the more options are available to you. Delay can only reduce those options further.

Does the Time Limit Differ for NHS and Private Patients?

No. The three-year limitation period under the Limitation Act 1980 applies equally to both NHS and private dental negligence claims. The legal rules governing time limits are identical regardless of how your treatment was funded.

The practical difference lies in who the claim is brought against — NHS England or the relevant Integrated Care Board for NHS treatment, or the practice’s professional indemnity insurer for private treatment — but this has no bearing on the limitation period itself.

Claims Following the Death of a Patient

Where a patient has died and their family wishes to bring a dental negligence claim on their behalf, two pieces of legislation apply:

  • The Law Reform (Miscellaneous Provisions) Act 1934 — allows the deceased’s estate to pursue a claim for losses suffered by the patient before their death
  • The Fatal Accidents Act 1976 — allows certain dependants (spouse, children, parents) to claim for their own losses resulting from the death

In both cases, the standard limitation period is three years from the date of death, or three years from the date on which the claimant first had knowledge that the death was connected to dental negligence — whichever is later. These claims can be complex and specialist legal advice should be sought as early as possible.

Why You Should Act Now — Even If You Think You Have Time

Even where the limitation period has not yet expired, there are compelling reasons to instruct a solicitor as early as possible:

  • Evidence preservation — dental records, X-rays and clinical notes can be lost, destroyed or altered over time. Early access to records ensures the evidence base for your claim is as complete as possible.
  • Expert availability — instructing and obtaining reports from independent dental experts takes time. Starting early gives your solicitor the time to find the right expert for your specific type of claim.
  • Negotiation leverage — claims that are well-prepared and presented early often settle faster and for higher amounts than those rushed to the deadline.
  • Peace of mind — knowing that your claim is in the hands of a specialist solicitor removes the stress of managing deadlines yourself.
  • Avoiding errors — calculating limitation dates can be complex, particularly in cases involving the date of knowledge, children or multiple incidents. A specialist solicitor will ensure the correct date is identified and that proceedings are issued in time.

No Win No Fee — Claim Without Financial Risk

The vast majority of dental negligence claims are funded through a Conditional Fee Agreement (CFA), commonly known as No Win No Fee. Under this arrangement:

  • You pay nothing upfront and nothing if your claim is unsuccessful
  • If you win, a percentage of your compensation (agreed in advance and subject to a legal cap) is paid to your solicitor
  • After-the-Event (ATE) insurance can be taken out to cover the defendant’s legal costs in the unlikely event your claim fails

No Win No Fee arrangements make dental negligence claims accessible to everyone, regardless of personal financial resources. Your solicitor will explain the terms clearly before any agreement is signed.

Want to know what your claim could be worth?

Speak to a specialist dental negligence solicitor for a free, no-obligation assessment. No win, no fee.

Frequently Asked Questions

How long do I have to make a dental negligence claim in the UK?

Under the Limitation Act 1980, you generally have three years to bring a dental negligence claim. This period starts from the date of the negligent treatment or from the date you first became aware that the treatment caused your harm — whichever is later.

The date of knowledge is the date on which you first knew — or reasonably ought to have known — that you suffered harm as a result of negligent dental treatment. Where this is later than the date of treatment, the three-year limitation period runs from the date of knowledge.

Yes. Where the patient was under 18 at the time of treatment, the three-year period does not begin until their 18th birthday, meaning they have until their 21st birthday to issue a claim. A parent or litigation friend can also bring a claim on their behalf before they turn 18.

Your claim becomes time-barred and the court will not normally allow it to proceed. In very exceptional circumstances, courts can exercise discretion under Section 33 of the Limitation Act 1980 to allow a late claim — but this is rarely granted and should not be relied upon. Always seek advice immediately if your deadline is approaching.

Yes. The three-year limitation period applies equally to NHS and private dental negligence claims. The legal rules governing time limits are identical regardless of how your treatment was funded.

Constructive knowledge means the court treats you as having known about the negligence at an earlier point if the signs were reasonably apparent and a sensible person in your position would have recognised them — even if you personally did not. For example, if a filling repeatedly failed, a court might find you ought to have suspected negligence and sought a second opinion.

Yes. All dentists registered with the GDC are required to maintain indemnity arrangements. Even if your dentist has retired or the practice has closed, a claim can still be made against their indemnity provider in most circumstances.

Legal disclaimer: This article is for general informational purposes only and does not constitute legal advice. Every dental negligence case turns on its individual facts. You should seek independent legal advice from a qualified solicitor before taking any action. This guide reflects the law in England and Wales as at June 2025. Different rules may apply in Scotland and Northern Ireland.

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Dental Negligence

How to Prove Dental Negligence in the UK

How to Prove Dental Negligence in the UK

March 2026

Everything you need to know about duty of care, the Bolam test, evidence and your right to compensation — for NHS and private patients.

Table of Contents

What Is Dental Negligence?

Dental negligence occurs when a dental professional — a dentist, orthodontist, oral surgeon or hygienist — provides a standard of care that falls below what is reasonably expected, and that failure causes you harm. The harm can be physical pain, psychological distress, financial loss, or a combination of all three.

If you believe you have been affected, you may be entitled to make a dental negligence claim but to succeed, you must be able to prove three specific legal elements under UK law.

It is important to distinguish between an unfortunate outcome (a recognised complication that can arise even with competent treatment) and genuine negligence (a failure that a reasonably competent dentist would not have made). Not every dental problem amounts to a legal claim; the care must fall below the accepted standard and that shortfall must have caused your injury.

In plain terms: Something went wrong with your dental treatment, it was the dentist’s fault (not just an unavoidable risk), and you suffered as a result. All three conditions must be present.

The Three Legal Elements You Must Prove

To succeed with a dental negligence claim in the UK, you must establish all three of the following elements. These mirror the requirements in any clinical negligence case under English and Welsh law.

1. Duty of Care

All dental professionals registered with the General Dental Council (GDC) — the UK-wide statutory regulator — owe a duty of care to their patients. The GDC publishes clear standards of practice that every registrant must meet. This duty exists whether you are being treated on the NHS or privately, and whether the clinician is a fully qualified dentist, a dental nurse, a dental therapist, or an orthodontist. Because the duty of care is universal across all registered dental professionals, you rarely need to spend much time proving this element. The focus of most dental negligence cases is on breach of duty and causation.

2. Breach of Duty & The Bolam Test

Proving a breach of duty means demonstrating that the treatment you received did not meet the standard expected of a competent dental professional. The principal legal tool used to make this assessment is the Bolam test, established in Bolam v Friern Hospital Management Committee [1957].

What the Bolam Test Asks

The Bolam test assesses whether the dentist's actions would be supported by a responsible body of their professional peers acting in the same circumstances. In practical terms, independent dental experts will review your treatment and ask: "Would a group of competent, responsible dentists have acted in the same way?" If the answer is no, a breach of duty is established.

The Bolitho Refinement

The Bolam test was refined by the House of Lords in Bolitho v City and Hackney Health Authority [1997] 2 AC 150. The court held that a defendant cannot automatically escape liability simply by producing expert witnesses who would have acted in the same way. The expert opinion relied upon must also be capable of withstanding logical analysis — it must be both responsible and reasonable. In dental negligence cases, this means that even if a dentist finds a body of peers who would have treated you in the same way, the court can still find a breach of duty if that approach cannot be logically justified. In practice, Bolitho gives courts the power to reject expert evidence that is technically supportable but logically indefensible.

It is worth noting the Bolitho refinement (from Bolitho v City and Hackney Health Authority [1997]), which added that the expert opinion relied upon must have a logical basis. A defendant dentist cannot escape liability simply by finding a peer who would have done the same thing if that view cannot be logically justified.

Practical example: A dentist extracts a tooth without first taking an adequate X-ray to confirm which tooth requires removal, and the wrong tooth is removed. A responsible body of dentists would agree that an X-ray should have been taken first. The dentist has breached the standard of care.

The Role of Independent Expert Evidence

Because the standard of care is assessed by reference to professional peers, independent dental expert reports are essential. Your solicitor will instruct a suitably qualified dental expert — often a specialist in the area of dentistry relevant to your treatment — to review your records and produce a written opinion on whether the care fell below the required standard. This expert report forms the backbone of your breach-of-duty case.

3. Causation — Linking the Negligence to Your Harm

Even where it is clear that a dentist has provided substandard care, you must still prove that the negligence caused the harm you suffered. This is known as establishing causation, and it is frequently the most technically demanding aspect of a dental negligence claim.

The “But For” Test

The primary legal test for causation in English law is the “but for” test, established in Barnett v Chelsea & Kensington Hospital Management Committee [1969]. It asks a simple but demanding question: would you have suffered the harm you experienced but for the dentist’s negligence? In other words, if the dentist had acted competently, would your injury still have occurred?

If the answer is yes — meaning the harm would have happened regardless — causation fails and your claim cannot succeed on that basis. If the answer is no — meaning the negligence was the decisive factor — causation is established.

Example: A dentist fails to diagnose early-stage gum disease over two years of appointments. By the time it is identified, you have lost three teeth. The question becomes: had the diagnosis been made at the first missed opportunity, would those teeth have been saved? If expert evidence confirms they would, the “but for” test is satisfied.

Why Causation Can Be Complex

Causation is particularly challenging where a patient has pre-existing dental conditions or a complicated treatment history. For example, if a tooth required extraction in any event, it may be difficult to show that a delayed diagnosis made a material difference to the outcome. This is why detailed dental records, chronological treatment histories and expert analysis are all crucial.

Key principle: The defendant is liable only for damage that would not have occurred in the absence of the negligent treatment. Your expert and solicitor will work together to trace that causal link as clearly as possible through your records and medical evidence.

Download the Free Dental Negligence Claims Guide (PDF)

Our free guide covers the full claims process step-by-step — from what to do first and how to gather evidence, through to time limits, expert reports, and compensation. Download the Dental Negligence Claims Guide (PDF).

Common Examples of Dental Negligence in the UK

Dental negligence can take many forms. The following are among the most frequently seen types of claim, though this list is not exhaustive:

  • Misdiagnosis or delayed diagnosis — failing to identify oral cancer, gum disease, decay or infection at an early stage, leading to more serious harm
  • Extraction of the wrong tooth — removing a healthy tooth rather than the problematic one
  • Nerve damage — injury to the inferior alveolar or lingual nerve during a lower wisdom tooth removal
  • Failed or substandard root canal treatment — incorrectly performed treatment leading to persistent infection or tooth loss
  • Poor crown, bridge or implant work — ill-fitting restorations causing pain, bite problems or further tooth damage
  • Failure to obtain informed consent — not explaining material risks of a procedure before carrying it out
  • Failure to manage or refer infections — allowing an infection to spread due to delayed or inadequate treatment
  • Inadequate post-operative care and follow-up — failing to monitor complications after a procedure
  • Cross-infection due to poor sterilisation — failing to sterilise instruments properly, leading to infection
  • Unnecessary or unjustified treatment — carrying out treatment that was not clinically indicated, causing avoidable harm

What Evidence Supports a Dental Negligence Claim?

You do not need to prove negligence yourself — that is your solicitor’s job, supported by independent expert evidence. But the material you already have, or can gather early, can significantly strengthen your position.

🦷 Your dental records & X-Rays

Your full treatment notes, charting, X-rays and radiographs establish what was done, when, and whether it met the required standard.

📋 Independent Expert Report

A specialist dental expert provides a written professional opinion on breach of duty and, if appropriate, causation.

📸 Photographs

Images of visible injuries — swelling, damage, scarring or disfigurement — provide powerful visual evidence.

📓 Symptoms Diary

A day-by-day record of your pain, difficulties (eating, speaking, sleeping) and emotional impact helps demonstrate the ongoing effects of the negligence.

💰 Financial Records

Receipts for corrective treatment, medication, travel to appointments and evidence of lost earnings support your special damages claim.

👥 Witness Statements

A family member, friend or chaperone present at appointments can corroborate your account of what happened and how it has affected you.

🏥 GP & Hospital Records

Any secondary care received (A&E attendances, hospital admissions, GP consultations) as a result of the dental negligence is documented here.

✉️ Correspondence

Letters or emails between you and the dental practice regarding your treatment, complaints or concerns are valuable supporting documents.

Your dental negligence solicitor will request your records directly from the practice — you have a legal right of access under the UK GDPR — and will coordinate the instruction of appropriate expert witnesses on your behalf.

Time Limits — How Long Do You Have to Claim?

3 Years to bring a dental negligence claim
 

Under the Limitation Act 1980, the standard time limit is three years from the date of the negligent treatment — or from the date you first became aware that you had been harmed by negligent treatment, if that is later. Do not delay seeking advice.

Exceptions to the Three-Year Rule

  • Children: If the patient was under 18 at the time of treatment, the three-year clock does not start until their 18th birthday. A litigation friend can bring a claim on their behalf at any point before that.
  • Mental incapacity: Where the claimant lacks the mental capacity to pursue a claim, the limitation period is suspended indefinitely. If capacity is subsequently regained, the three-year period begins from that point.
  • Court discretion: In exceptional circumstances, courts retain discretion under section 33 of the Limitation Act 1980 to allow a claim outside the limitation period — but this is applied cautiously and is not a reliable safety net.

Important: If you are approaching the three-year deadline, seek legal advice immediately. Even the strongest claim cannot proceed if it is issued out of time.

What Compensation Can You Claim?

If your dental negligence claim succeeds, compensation is designed to put you back in the financial position you would have been in had the negligence not occurred. Awards typically consist of two components:

General Damages

General damages compensate you for pain, suffering and loss of amenity. The value is guided by the Judicial College Guidelines (JCG), which publish bracket ranges for different types of dental and facial injuries. Factors that influence the award include the severity of the injury, whether it is permanent, the impact on daily activities (eating, speaking, social confidence) and any psychological effects.

Special Damages

Special damages reimburse you for financial losses that are a direct consequence of the negligence. These may include:

  • The cost of corrective dental treatment already incurred
  • The estimated future cost of remedial treatment
  • Loss of earnings (past and future)
  • Travel and accommodation expenses for medical appointments
  • Prescription and medication costs
  • Any other out-of-pocket expenses arising from the negligence

Compensation amounts vary considerably depending on the facts. Temporary pain and discomfort will attract a lower award than permanent nerve damage or the loss of multiple teeth. In complex cases — particularly those involving serious disfigurement or long-term disability — six-figure settlements are not uncommon.

NHS vs Private Dental Negligence Claims

The legal test for negligence — duty of care, breach and causation — is identical whether your treatment was provided on the NHS or privately. The key practical differences lie in who is liable and how the complaint pathway works.

NHS Dental Negligence

Claims against NHS dentists are technically claims against NHS England or the relevant Integrated Care Board (ICB). Before commencing legal proceedings, some patients choose to raise a formal complaint through the NHS complaints procedure, which can help to gather information and establish a chronology of events — though this is not a legal prerequisite to claiming.

Private Dental Negligence

Private dental practices carry their own professional indemnity insurance. The claims process proceeds in the same way as an NHS claim, but you will be dealing with the practice’s insurer rather than the NHS. The practice’s internal complaints procedure may be a useful first step, and you can also refer unresolved complaints to the Dental Complaints Service.

No Win No Fee — Making a Claim Without Financial Risk

The vast majority of dental negligence claims are funded through a Conditional Fee Agreement (CFA), commonly known as No Win No Fee. Under this arrangement:

  • You pay nothing upfront and nothing if your claim is unsuccessful
  • If you win, a percentage of your compensation (agreed in advance and subject to a legal cap) is paid to your solicitor
  • After-the-Event (ATE) insurance can be taken out to cover the defendant’s legal costs in the unlikely event your claim fails

No Win No Fee arrangements make dental negligence claims accessible to everyone, regardless of personal financial resources. Your solicitor will explain the terms clearly before any agreement is signed.

Want to know what your claim could be worth?

Speak to a specialist dental negligence solicitor for a free, no-obligation assessment. No win, no fee.

Frequently Asked Questions

What is the time limit for making a dental negligence claim in the UK?

Under the Limitation Act 1980, you generally have three years from the date of the negligent treatment — or from the date you first became aware of the harm — to begin a claim. Exceptions apply for children (time runs from their 18th birthday) and those lacking mental capacity (time is suspended).

The Bolam test is the legal standard used to assess whether a dentist breached their duty of care. It asks whether a responsible body of dental professionals would have supported the treatment provided. If a reputable group of peers would not have treated you in the same way, the dentist has likely breached the standard of care.

Yes. Both NHS and private dental patients can make a dental negligence claim. The legal requirements are the same in both cases. NHS claims are in effect made against NHS England, while private claims are directed at the practice’s indemnity insurer.

Key evidence includes your full dental records and X-rays, an independent expert report on the standard of care, a symptoms diary, photographs of visible injuries, witness statements, and proof of financial losses. Your solicitor will help gather and assess all of this.

Awards depend on the severity and permanence of your injury, the impact on your life, and any financial losses you have suffered. Minor temporary injuries may attract awards of a few thousand pounds; serious, permanent injuries such as nerve damage or significant tooth loss can result in much larger settlements.

Straightforward cases where liability is admitted early can settle within a few months. Complex cases — particularly those where liability is disputed or where the extent of injury is still evolving — may take one to three years or longer to conclude.

Yes. All dentists registered with the GDC are required to maintain indemnity arrangements. Even if your dentist has retired or the practice has closed, a claim can still be made against their indemnity provider in most circumstances.