Adult Children & Inheritance Act Claims

LEGAL GUIDE · ENGLAND & WALES

Adult Children and the Inheritance Act 1975: Can You Claim If Your Parent Left You Nothing?

Of all the Inheritance Act claims we handle at NJS Law, those brought by adult children excluded from a parent’s will are among the most emotionally complex. Understanding how the law and the courts approach these cases — what is relevant, what is not, and what you can realistically hope to achieve — is essential before you decide how to proceed. 

Does English Law Protect Adult Children from Disinheritance?

In England and Wales, there is no automatic entitlement for any adult child to inherit from their parent. A parent has full testamentary freedom. However, the Inheritance (Provision for Family and Dependants) Act 1975 provides a safety net. Under the Act, an adult child can apply to the court for reasonable financial provision if the will fails to make such provision. The right exists — but it comes with meaningful conditions. 

The Standard: Maintenance, Not Equality

For all claimants except spouses and civil partners, the Act limits provision to ‘reasonable for maintenance.’ The landmark Supreme Court case of Ilott v The Blue Cross [2017] UKSC 17 confirmed this line clearly — an adult daughter completely estranged from her mother for over 25 years received an award of approximately £50,000, calibrated to her financial needs. The Act is not a tool for achieving fair or equal distribution. It is a remedy for genuine financial need.

The Standard: Maintenance, Not Equality

1. Genuine financial hardship

Limited income, housing insecurity, significant debts, high medical costs or limited earning capacity. Evidence should be thorough and honest.

2. Physical or mental disability

Courts recognise a parent’s heightened moral obligation towards a child who cannot fully provide for themselves. Detailed medical evidence is essential.

3. Financial dependency on the deceased

If your parent was actively supporting you — through regular payments, covering your rent, housing you — this dependency is a significant factor.

4. Promises and reliance — proprietary estoppel

If your parent made clear promises about inheritance and you changed your position in reliance on those promises, you may have a proprietary estoppel claim alongside the Inheritance Act claim.

5. Contribution to the parent's welfare

  If you provided significant care, gave up paid work or reduced hours to look after the parent — this speaks to the moral obligation they had towards you.

What Weakens an Adult Child Claim?

Financial independence; conduct towards the deceased; a carefully drafted letter of wishes; and the needs of other beneficiaries (particularly a surviving spouse with modest means) can all weaken or defeat a claim. NJS Law will always give you an honest assessment. 

Estrangement — The Court's Approach

Estrangement does not automatically defeat a claim. The court looks behind it to understand causes and nature. Where estrangement was caused by the deceased’s conduct — abandonment, neglect, abuse — the child’s case is strengthened. Where caused primarily by the child’s conduct, a claim is harder but not impossible if financial need is compelling. 

Building a Strong Adult Child Claim

  • Obtain a copy of the will and grant of probate 
  • Compile a detailed financial statement — income, assets, outgoings, debts, pension, housing, health costs
  • Preserve all relevant correspondence — emails, texts, letters showing the relationship and any promises 
  • Gather evidence of any financial dependency — bank records, evidence of payments received 
  • Identify witnesses who can speak to the relationship 
  • Move quickly — the six-month deadline from the grant applies strictly 

📞0800 6525 656

📧probate@njslaw.co.uk 

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Frequently Asked Questions

I'm financially comfortable — can I still bring an Inheritance Act claim?

It is significantly more difficult. The Act focuses on provision for maintenance, and a court is unlikely to make a meaningful award if you are not in genuine financial hardship.

Yes, potentially. Estrangement does not automatically prevent a claim. The court examines why it occurred. If caused by the deceased’s own conduct, this can support your case.

Possibly, if you can demonstrate financial need. The court considers both the surviving partner’s needs and yours — making provision for both parties is common.

Yes. They are separate proceedings but can be pursued simultaneously.

This article is for general information only and does not constitute legal advice. For advice on your specific circumstances, please contact NJS Law directly.

For a full overview of personal injury claims, including eligibility, time limits and the claims process, see NJS Law’s will disputes service page.

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